You are the VP of Communications for a major FinTech company. A leak has revealed that the CEO knowingly ignored security vulnerabilities for six months, resulting in a breach of 10 million users' financial data. The stock price is plummeting, and regulators are opening investigations. Draft a strategic crisis management plan that includes: 1. An immediate holding statement for the press. 2. A detailed internal memo to employees addressing the elephant in the room (the CEO's negligence). 3. A proposed timeline for the CEO's resignation or transition. 4. Three key pillars for the brand's long-term recovery strategy. Tone: Transparent, remorseful, and legally prudent, but avoiding accepting liability that is not yet admitted.