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KI-Glossar

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Global Feature Importance

Aggregated metric evaluating the impact of each input variable on the model's predictions across the entire dataset, essential for understanding general fraud risk factors.

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Local Feature Importance

Measure of each variable's influence on a specific prediction, crucial for investigating individual transactions flagged as fraudulent by the model.

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Extracted Association Rules

Set of logical conditions (e.g., IF amount > X AND country = Y THEN high risk) extracted from a 'black box' model to provide understandable and actionable explanations for anti-fraud analysts.

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Surrogate Decision Tree

Simple model (decision tree) trained to mimic the predictions of a complex model, serving as an interpretable proxy to globally explain the logic of the anti-fraud model.

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Anchor Explanations

High-precision decision rules that 'anchor' a prediction, explaining why a model made a specific decision for a transaction by identifying sufficient conditions.

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Explanation Fidelity

Metric evaluating how well a local explanation (e.g., LIME) faithfully represents the behavior of the complex model in the vicinity of a specific prediction.

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Dependence Map

Two-dimensional visualization showing how the fraud prediction changes based on the interaction between two features, revealing complex risk synergies.

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Automated Justification Report

Document generated by the XAI system consolidating explanations (SHAP values, anchors, counterfactuals) for a flagged transaction, intended for investigators and regulatory compliance.

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Feature Sensitivity Analysis

Process evaluating how minor variations in input features affect the fraud risk score, essential for testing the model's robustness against manipulation.

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